Note to self....

"If you keep doing what you are doing...you are going to keep getting what you are getting." Dave Ramsey

What are you doing drastical today? I'm trying to pay attention to these bills. ICK. No fun. Ben pulled the "below the line" trick the other day. He told a credit card they were "below the line" (meaning there wasn't room in the budget for them). They kind of laughed and said, "what can we do to get above the line?" Ben said, we are paying the lowest interest rates first. "Okay sir, if we lower your interest rate, can we get above the line?" Ta-da. 29% interest, now 12%.

Bargain with these people, it works. And, if you are actually nice to these people, they are shocked and don't know how to respond!

I'm doing something drastical as I type....sending in a rebate for $10. What a way to spend 30 minutes...drastical.

P.S. I love that some of you think "drastical" is a "real" word. If that is you...feel free to recommend words to my "definition" book I'm writing. I love made up words!